Asset Liability Management involves the management of liquidity and re-pricing risks arising from mismatched assets and liabilities.

Our Bank Asset Liability Management (BALM) solution offers a comprehensive set of analytical tools to manage assets and liabilities.

Credit risk accounts for the larger part of the risk in banking.

Our Risk Analysis and Credit Evaluation (RACE) solution calculates PDs using advanced statistical techniques and assigns a risk rating following the input of key financial ratios. It is easily customizable and provides relevant features for credit approval, administration and portfolio management, all of which are crucial for the sound management of a credit portfolio. Our Retail Credit System (RCS) offers a web based method of making loan applications for Housing, Auto and other personal loans. It also enables application for credit cards.

Bank Regulators guided by the Basel Group are increasingly concerned with capital adequacy and risk mitigation in banks.

Our Capital Adequacy and Risk Evaluation (CARE) solution computes regulatory capital requirement of banks.

Funds Transfer Pricing (FTP) is often essential to pricing funds based products and for determining product profitability, thus improving business decisions. It can help eliminate unprofitable activities.

Our Funds Transfer Pricing solution enables banks to measure and evaluate the net interest margin of their products and business lines, and understand their profitability.

Corporations today operate in complex financial markets, and require access to financial instruments for the efficient management of their financial requirements. An integrated treasury management solution helps enhance processing efficiency, productivity and profitability, whilst enabling the management to monitor, manage and control risk.