Volatile global markets, changing regulations, and an ever-increasing number of financial products are necessitating a laser like focus on controlling liquidity and interest rate risks. In this environment, banks must manage all risks effectively, model customer behavior and strategy, and simulate a wide range of other economic variables.
Surya offers a Bank Asset and Liability Management (BALM) solution that enables banks to effectively measure and manage liquidity risk, interest rate risk and forex risk. Through a comprehensive set of analytical tools and reports, BALM performs multi-dimensional balance sheet analysis producing trends and forecasting ratios, and stress tests to optimize decision making.
features at a glance
graphical and tolerance analyses, cost to close, short-term dynamics, and Basel III ratios.
sensitivity, tolerance, duration, market value, and comparative analyses.
impact analysis, multi-currency and translation risk reports.
scenario generation & analysis
including rollover prepayment, forwards, contingency planning, and Monte Carlo simulation.
of maturity and non-maturity products
on key ratios, trends and comparisons, as well as regulatory and custom reports
such as report distribution, meeting organization, and documentation.
BALM HELPS BANKS TO
Simplify definition of even the most complex products
Evaluate the potential impact of changes on the balance sheet and overall business operations
Improve the quality and efficiency of reporting
Scale to enterprise ALM requirements
Enhance efficiency through integration with vendor and proprietary transaction processing systems
Generate Basel III Liquidity risk consisting liquidity coverage ratio, net stable funding ratio, leverage ratios and liquidity stress tests
Incorporated in 1978, Doha Bank is one of the largest commercial banks in the State of Qatar. Doha Bank serves individuals, corporate and institutional clients across Qatar and internationally. The Bank has total asset of USD 20.36 billion with its loan portfolio of USD 13.96 billion and deposit …Read More
WHAT PEOPLE SAY
I have been working with Surya Software for 15 years. There were several projects for various companies as different as Street lighting control systems or Watch Retail. The capacity of Surya to understand properly the issues related to specific businesses, to answer quickly to complex proposals, and to deliver on time appropriate developments, have given satisfactory and confidence to the end-users vis-à-vis Surya.
Regarding the maintenance of the implemented systems, Surya fulfills its engagements with great professionalism.
Nevertheless, all the above mentioned performances could not have happened without settling tight relationship between Surya’s teams and the customer’s ones.
This is the key of success that Surya is aware of.
Surya-soft’s BALM software provides Axis Bank with a Bank-wide asset liability management system capable of handling granular ALM data for both its domestic as well as overseas operations on a daily basis as well as consolidate liquidity positions using BALM consolidator. It offers the Bank an enhanced platform to meet its liquidity and interest rate risk monitoring and analytics requirements in addition to meeting regulatory and internal reporting needs.